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      01-31-2013, 02:14 PM   #18
Private First Class
OzDriver's Avatar

Drives: '13 535i & '08 530i
Join Date: Oct 2012
Location: Sydney

iTrader: (0)

Originally Posted by bmwombat View Post
My new car is AUD1343.
- maximum no claim bonus (no accidents in last 6 or more years)
- nominated drivers
- AUD600 at fault excess
- multi-policy discount (we have 6 other pieces of insurance with the same company)
- free replacement in 1st 2 years if a total write-off

As a guide to other insurers here for this car, based upon my history etc:
Commonwealth Bank Insurance (Largest bank in OZ) - AUD2300
BMW Insurance - AUD3750
APIA (specialises in insurance for the over-50s) - AUD1573
NRMA (state motoring organisation like the AA in UK) - AUD2520
BUPA (massive global insurers) - AUD2755

So you can see it's all over the place premium-wise.
All over the place in Oz as well. Insured mine through NRMA for A$1500 (a lot less than they quoted you), but it did include a multi policy discount. I thought that was OK for $150K cover