When i've had tires replaced under the insurance, it is at the dealership. In my case it is was actually a third-party policy that the dealer used. You would pay the bill and then submit a claim after which you were reimbursed in full by check...
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2021 X3 M40i
1974 2002tii, Inka, 5 sp manual
BMWCCA # 327475
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