Even I bought the tyre and alloy wheel insurance when I took delivery of my car, however when I received the policy document few days later I realised that the terms are not favourable at all. First of all, you always have to call them first and they will direct you to their authorised tyre dealer, then the dealer will have to call them back to get the authorisation code before any work can be started and to top it all, their call centres work only between 9:00 to 17:00 Mon-Fri.
What is the probability of having a flat tyre between these times? Almost none in my case because I start very early for office and while returning i have never started before 17:00.
The end result, I cancelled the policy, god save the FSA and 14 day cooling off period
