[delvek]

Agreed, I put down 1k but anything more then that is really overkill for commitment.

Although since your not getting financing then they may require something extra. My down payment was accompanied with an approval letter from my financial institution. Have you seen the interest rates at some credit unions lately, almost free money!

Because your in the States as long as its not some weird configuration it really shouldn't matter as they will sell it relatively quickly if you back out.