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Glad you are mostly OK.
Few things sound weird to me (joking about this)
1. Rain in So Cali
2. Insurance claimed fault?
I believe you have entered and alternate universe...
You should be able to get a comparable rental car from the other person's insurance. Also go for lost resale value or whatever it's called.
I don't know your car, but consider taking this "opportunity" to upgrade a bumper or exhaust if they are in need of replacement anyways. Might cost a few out of pocket but could be worth it.
Matt
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