If its under new car warranty then everything is covered, at no cost.
paintwork damage if caused by you is not covered, but if its a defect then its covered, i have had rattles, squeaks and wheel defects covered, no questions asked, no upfront cost. i would either go to another dealer or ask to speak to the dealer principal and state your case, if you get no joy, BMW uk are very good at dealing with dealer issues.
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