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insurance is getting moronic
If you lease the car, you have to be crazy to buy the insurance at $2K with $50 deductible per incident. I leased my F10 from Bayside BMW (whom I would ABSOLUTELY never even step inside of again), and they quoted $1850 plus tax. So, to replace 4 tires and wheels, it would cost me at least $2200! That's nuts.
I told them no way, given that you can buy a set of take offs on eBay with like new or brand new tires for less than $1000 with sensors. Then you have 4 wheels and 4 tires to play with. If you don't use them, sell them at close of lease. I even got free shipping.
Wheel and tire insurance as a no-brainer is dead. Now different story w owning the car given it's a longer term investment. When i owned other BMWs and Mini's I cared a little more. But I felt foolish when I got rid of the car after a year or 2 and had all that time left on the policy.
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