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there is more then one tire/rim insurance you can get when your getting your new car but i 100% say get it unless you don't care about spending money im getting my 2014 535xi m sport soon and in NJ pot holes are serious and since a rim goes for over $700 and a tire is just as expensive it will pay off to get it cause your covered and they give you a new tires and rims if they crack bend bubbles tears nails i mean its going to be replaced at no additional cost to you and no labor cost i don't know why anyone wouldn't get this option if you live in the tri-state area
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