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2010 2011 BMW 5 Series Forum F10
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01-30-2013, 01:00 PM | #1 |
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how much is your insurance?
i know there are many things to consider when u get a car insurance, but i was wondering what is your yearly insurance cost for your 5 series?
please respond in below order, this might help some of us to see if what we pay is reasonable. 2012 528 xdrive 500 deductible clean driver history(no tickets) $1320 a year. St Louis, MO |
01-30-2013, 01:30 PM | #2 | |
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01-30-2013, 02:43 PM | #3 |
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Relative cost of insurance
I moved my policy from my '07 530xi to a '13 535xDrive ... both were pretty loaded (MRSP for the '07 was about $64K and my '13 was $67K) so the relative replacement costs etc were close. I expected to get nailed (after all I'm in NJ + a 6 year newer car + turbomotors etc) but the annual premium increase, keeping all the same coverages, was $160/yr. It's hard to break out my individual per vehicle situation because I insure 4 cars + house + multi Mil $ liability blanket etc.
BTW, I write it thru BMWCCA's 'partnership' with one of the large companies - so when I need them there will be no debate about using BMW repairs and parts vs Joes Bodyshop. BTW, I'm relocated from the 5 Series . net forum |
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01-30-2013, 04:04 PM | #4 |
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Can those from over the water join in?
![]() 2011 530D Msport Saloon £900 excess clean driver history(no tickets but a few accidents) £2,500 a year. ($3950) London ![]() p.s: is age a big factor in US insurance prices? |
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01-30-2013, 04:15 PM | #5 |
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Drives: 2015 i3, 2015 M3
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Location: San Diego, California, USA
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01-30-2013, 05:24 PM | #7 |
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Drives: 2011 535i
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Location: Las Vegas, NV
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I have USAA insurance and I pay for a 2013 X5, 2011 535i, a house, and personal property for $2600 a year... its all lumped together. I figure that's a damn good deal though.
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01-30-2013, 06:13 PM | #8 |
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Drives: F80
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Location: Cali
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im 25
no accidents no current tickets 500 dec 1476 a year with Wawanesa |
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01-30-2013, 06:43 PM | #9 |
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Drives: 2013 F10 535D M-Sport
Join Date: Sep 2012
Location: Australia
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My new car is AUD1343.
- maximum no claim bonus (no accidents in last 6 or more years) - nominated drivers - AUD600 at fault excess - multi-policy discount (we have 6 other pieces of insurance with the same company) - free replacement in 1st 2 years if a total write-off As a guide to other insurers here for this car, based upon my history etc: Commonwealth Bank Insurance (Largest bank in OZ) - AUD2300 BMW Insurance - AUD3750 APIA (specialises in insurance for the over-50s) - AUD1573 NRMA (state motoring organisation like the AA in UK) - AUD2520 BUPA (massive global insurers) - AUD2755 So you can see it's all over the place premium-wise. ![]()
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01-30-2013, 08:12 PM | #10 |
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Relative cost of insurance
It's near impossible to do a driver-car comparison for insurance prices. Actuaries run the formulas ... state agencies regulate the rates ... the individual determines how much risk they can tolerate and etc etc etc. To much fruit in the mix to compare apples and oranges!
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01-30-2013, 09:28 PM | #11 |
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Drives: BMW 2011 M3
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Here in Atlanta with all the illegals driving on the roads, I'm paying $1200 a year
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01-31-2013, 03:30 AM | #13 |
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35 y/o
$500 deductible $820/year for the 535. Clean driving record. It's lumped in with 2 other cars and homeowners policy. Santa Clarita, CA Statefarm. BTW, they're the cheapest I found for motorcycle too. |
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01-31-2013, 08:06 AM | #14 | |
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My 35i is just £700 and thats in Manchester where crime is as rife as London! £700, that deserves a ![]()
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01-31-2013, 10:16 AM | #15 |
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Age late 30's, East Midlands (UK), F10 520D Sports Auto M Sport, 2 years no claims, no penalties / no license points, £500 excess : £645 pa ( $1,020 )
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01-31-2013, 11:05 AM | #17 |
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01-31-2013, 02:14 PM | #18 | |
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02-02-2013, 04:03 AM | #20 | |
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2013 F10 520d SE, Sports Auto, 5 years no claims, no penalties or licence points, €290. Fully comp with protected bonus. Excess €200. Got to be the best out there! |
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02-02-2013, 06:47 AM | #21 |
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again, I feel shafted living in Japan... my insurance this year going forward was 230000yen-ish = 2480 dollars. have total coverage on any dmg I do to ppl/things/cars and if I drive my car off the cliff I get about 70% of my car's MSRP price
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02-02-2013, 01:41 PM | #22 |
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I use SF for everything as well, but for me they definitely weren't cheapest for the bike. I really need to consider moving that policy. What do you ride?
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