Wheel and Tire insurance if I plan on removing the runflat tires?

guyincogntioo · 07-04-2013, 12:38 PM

I just picked up a 2013 550xi MSport that has the Goodyear LS2 19" tires. After a lot of searching on here, I think I'm going to replace them. It's a lease, so I will need new tires in three years anyways. I had the Continental DWS on my 335 and they were great so I will probably go with them. I am in Boston, so the snow traction is important and they did fine this past winter.

So my actual question is should I keep the insurance for just the rims? It was $1200 for three years and I can cancel within 30 days for full refund. The majority of issues I am reading about seem to be due to the bad tires, very few actual rim issues. Will regular tires be more protective of the rims? Continental has a pretty good warranty that seems to match most road hazard plans (Sears, etc...) so that is some coverage at least.

2k15f30 · 07-04-2013, 01:47 PM

Discount Tire in my experience over the last 20 years or so has the best road hazard coverage. Check them out. I refused to buy the coverage for the wheels because I can honestly say I've only tanked two wheels in my driving career and the BMW replacements don't exceed the cost of insurance in my opinion.

mathlete9 · 07-12-2013, 12:51 PM

I just received my 535 M Sport yesterday and declined tire insurance. I ran 40psi on 18s in my 2006 3 series (recommended by my indy mechanic as he does the same on his 20s or 21s). Haven't bent a rim or got a flat ever since 3 years ago.
I have a lease also and plan to swap for toyo proxes 4 plus. I told the dealer I may swap for non-rft. He said if I damage the car or something from hitting a pothole with non-rft, I void my entire warranty. Think that's true or trying to scare me to make a sale?

guyincogntioo · 07-15-2013, 01:10 PM

Quote:

Originally Posted by mathlete9

He said if I damage the car or something from hitting a pothole with non-rft, I void my entire warranty. Think that's true or trying to scare me to make a sale?

Scare tactic. They have to prove that the modification caused the damage, and even that is limited to part that was changed.

Edmunds article about warranty claims which stems from the Magnuson–Moss Warranty Act passed in 1975.

07-04-2013, 12:38 PM	#1
guyincogntioo New Member 10 Rep 25 Posts Drives: '22 M550i \| '21 X7 M50i Join Date: Sep 2009 Location: Boston iTrader: (0)	Wheel and Tire insurance if I plan on removing the runflat tires? I just picked up a 2013 550xi MSport that has the Goodyear LS2 19" tires. After a lot of searching on here, I think I'm going to replace them. It's a lease, so I will need new tires in three years anyways. I had the Continental DWS on my 335 and they were great so I will probably go with them. I am in Boston, so the snow traction is important and they did fine this past winter. So my actual question is should I keep the insurance for just the rims? It was $1200 for three years and I can cancel within 30 days for full refund. The majority of issues I am reading about seem to be due to the bad tires, very few actual rim issues. Will regular tires be more protective of the rims? Continental has a pretty good warranty that seems to match most road hazard plans (Sears, etc...) so that is some coverage at least.
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07-04-2013, 01:47 PM	#2
2k15f30 Private First Class 7 Rep 169 Posts Drives: 2015 335i M Sport Join Date: Aug 2012 Location: Las Vegas iTrader: (0)	Discount Tire in my experience over the last 20 years or so has the best road hazard coverage. Check them out. I refused to buy the coverage for the wheels because I can honestly say I've only tanked two wheels in my driving career and the BMW replacements don't exceed the cost of insurance in my opinion.
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07-12-2013, 12:51 PM	#3
mathlete9 New Member 1 Rep 11 Posts Drives: 2013 F10 Join Date: Apr 2013 Location: NY iTrader: (0)	I just received my 535 M Sport yesterday and declined tire insurance. I ran 40psi on 18s in my 2006 3 series (recommended by my indy mechanic as he does the same on his 20s or 21s). Haven't bent a rim or got a flat ever since 3 years ago. I have a lease also and plan to swap for toyo proxes 4 plus. I told the dealer I may swap for non-rft. He said if I damage the car or something from hitting a pothole with non-rft, I void my entire warranty. Think that's true or trying to scare me to make a sale?
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