GAP insurance provider

Shake n Bake · 01-28-2014, 08:07 AM

Am searching for gap insurance.
Would like to hear experiences good or bad from anyone who has been in the unfortunate position of having to make a claim.

Also, any "gotcha" items to look out for in policies?

Thanks.

Nasman · 01-28-2014, 08:27 AM

Shake, I've just taken a 3 year GAP cover policy for my 2.5 year old 530d. I also took out the tyre cover at the same time and got a little discount on the total amount. The GAP cover was £110 for 3 years and the tyre insurance £305 for 3 years. Both from ALA. Never had it before but gives me a little peace of mind at least! If you pay in a lump some rather than monthly, you get a bigger discount.

Shake n Bake · 01-28-2014, 09:57 AM

Thanks.

Beancounter_74 · 01-28-2014, 10:17 AM

I have just transferred my policy over from my previous RRSport, was with a site sponsor over on the RRS site, think I paid £180 for 4 years cover. There was a guy over on there who had made a claim through them and it seemed to be handled well, but aside from that I don't know anyone that's had to make a claim.

Things to look out for......make sure it's RTI (return to invoice) and that you have a decent cap level, so even after 3 years you are still able to get yourself into a new car. Eg if car is worth £15k in 3 years and policy is capped at £10k, then £25k aint going to get you into a new one

01-28-2014, 08:07 AM	#1
Shake n Bake First Lieutenant 21 Rep 306 Posts Drives: F11 520d M-Sport Prof Media Join Date: Dec 2010 Location: England iTrader: (0)	GAP insurance provider Am searching for gap insurance. Would like to hear experiences good or bad from anyone who has been in the unfortunate position of having to make a claim. Also, any "gotcha" items to look out for in policies? Thanks.
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01-28-2014, 08:27 AM	#2
Nasman Private 5 Rep 71 Posts Drives: 640d F06 Gran Coupe Join Date: Jan 2014 Location: Basingstoke iTrader: (0)	Shake, I've just taken a 3 year GAP cover policy for my 2.5 year old 530d. I also took out the tyre cover at the same time and got a little discount on the total amount. The GAP cover was £110 for 3 years and the tyre insurance £305 for 3 years. Both from ALA. Never had it before but gives me a little peace of mind at least! If you pay in a lump some rather than monthly, you get a bigger discount.
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01-28-2014, 09:57 AM	#3
Shake n Bake First Lieutenant 21 Rep 306 Posts Drives: F11 520d M-Sport Prof Media Join Date: Dec 2010 Location: England iTrader: (0)	Thanks.
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01-28-2014, 10:17 AM	#4
Beancounter_74 Colonel 602 Rep 2,246 Posts Drives: M140i F20, 449i F33 Join Date: Sep 2013 Location: Essex iTrader: (0)	I have just transferred my policy over from my previous RRSport, was with a site sponsor over on the RRS site, think I paid £180 for 4 years cover. There was a guy over on there who had made a claim through them and it seemed to be handled well, but aside from that I don't know anyone that's had to make a claim. Things to look out for......make sure it's RTI (return to invoice) and that you have a decent cap level, so even after 3 years you are still able to get yourself into a new car. Eg if car is worth £15k in 3 years and policy is capped at £10k, then £25k aint going to get you into a new one
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