2010 2011 BMW 5 Series Forum F10
BMW Garage BMW Meets Register Search Today's Posts Mark Forums Read
 

2010 2011 BMW 5 Series Forum F10 BMW 5-Series (F10) Forums General 5-Series Sedan and Wagon (F10 / F11) Forum Wow...serious/new car damage
Post Reply
 
Thread Tools Search this Thread
      12-16-2013, 04:06 PM   #1
tomegun
Second Lieutenant
 
tomegun's Avatar
 
Drives: 128i, X3
Join Date: Jun 2007
Location: here

Posts: 226
iTrader: (0)

Garage List
2014 BMW 528i  [0.00]
Wow...serious/new car damage

We'll, we picked up our 2014 528i on 12/7/13 and today a guy pulled out in front of my wife attempting an illegal U-Turn.

Every air bag in the car went off
The front end is smashed - my wife hit the guy's passenger door and a light pole
All tires remained inflated
I think it actually may have still ran

Most importantly, my wife walked away with a small burn on her arm from the airbag - the other guy was driving a 2008 Kia and he went to the hospital. The first responders told her it was a serious wreck.

Oh, she spilled her tea all over the interior and her iPhone was demolished (screen separated and frame bent).

I believe in the safety of these cars.
tomegun is offline  
0
Reply With Quote
      12-16-2013, 04:54 PM   #2
Piers
First Lieutenant
 
Drives: 2014 LCI F10 520d M-Sport
Join Date: Oct 2013
Location: Sussex, UK

Posts: 382
iTrader: (0)

Sorry to hear, hope she is ok
Piers is offline   United Kingdom
0
Reply With Quote
      12-16-2013, 05:33 PM   #3
SDf10
Lieutenant
 
SDf10's Avatar
 
Drives: 2013 535 m sport DGM II
Join Date: Dec 2012
Location: San diego

Posts: 472
iTrader: (2)

Wow, I'm glad she is ok. We are all lucky that our cars are very safe.
__________________
SDf10 is offline  
0
Reply With Quote
      12-16-2013, 06:48 PM   #4
tomegun
Second Lieutenant
 
tomegun's Avatar
 
Drives: 128i, X3
Join Date: Jun 2007
Location: here

Posts: 226
iTrader: (0)

Garage List
2014 BMW 528i  [0.00]
It seems like this is asked a lot, but would they total a brand new car because all the air bags went off and the car has some front end damage.
Attached Images
 
tomegun is offline  
0
Reply With Quote
      12-16-2013, 06:59 PM   #5
B33M3R
Captain
 
B33M3R's Avatar
 
Drives: F10 520d M Sport
Join Date: Oct 2010
Location: Cambridgeshire

Posts: 696
iTrader: (0)

It's never possible tell without a proper inspection but I would hope, and be quite surprised, if that is totalled looking at that picture. Sorry if that's not what your hoping to hear.

Very pleased to hear your wife is ok. I too take a great deal of comfort from knowing my wife and kids travel in well engineered safe car.

Keep us updated with how you get on, good luck!
__________________
F10 520d M Sport Auto - Sophisto Grey Xirallic - 19" 351M - HK Audio - Sun Protection Glass - Spoiler - Professional Media - Enhanced Bluetooth - Adaptive Headlights - MFD - Ambient Lighting - Folding Mirrors - Reversing Camera
Check out my E90stereo install guide - http://www.e90post.com/forums/showthread.php?t=540954
B33M3R is offline   United Kingdom
0
Reply With Quote
      12-16-2013, 07:54 PM   #6
tomegun
Second Lieutenant
 
tomegun's Avatar
 
Drives: 128i, X3
Join Date: Jun 2007
Location: here

Posts: 226
iTrader: (0)

Garage List
2014 BMW 528i  [0.00]
I don't think it will be totaled either. Not good to know the car may not be the same for the next 36 months.
tomegun is offline  
0
Reply With Quote
      12-16-2013, 08:33 PM   #7
tree
New Member
 
tree's Avatar
 
Drives: 2013 535 xi MSport
Join Date: Jan 2009
Location: colorado

Posts: 28
iTrader: (0)

Quote:
Originally Posted by SDf10 View Post
Wow, I'm glad she is ok. We are all lucky that our cars are very safe.
+1

I also doubt that it will be totaled. I have a friend who has a new X3 that had a worse wreck (about 35k worth of damage) that the other guy's insurance carrier fixed rather than declaring it a total loss. My friend found an attorney and got a settlement from the insurance company for "reduced value" of the car. I would check it out if they decide to fix it, and I would have it fixed by a BMW authorized repair shop.
GL Keep us posted
tree is offline  
0
Reply With Quote
      12-16-2013, 08:43 PM   #8
Grover432
Lieutenant
 
Drives: 2013 535 XDrive
Join Date: Nov 2008
Location: Canada

Posts: 458
iTrader: (0)

They'll be fixing it.
__________________
2013 535 X Drive, Alpine White/M Sport/Executive/Apps/Black Dakota/Fineline Anthracite - Delivered November 16, 2013
Grover432 is offline  
0
Reply With Quote
      12-16-2013, 09:06 PM   #9
tomegun
Second Lieutenant
 
tomegun's Avatar
 
Drives: 128i, X3
Join Date: Jun 2007
Location: here

Posts: 226
iTrader: (0)

Garage List
2014 BMW 528i  [0.00]
Yeah, I know they will fix it. The car is at the body shop of the auto group where we bought the car from - it was about five minutes from the accident.

I am rethinking my plan to wait a while to get my next BMW. If she would have been in our civic it would have been way worse. I am concerned about that.
tomegun is offline  
0
Reply With Quote
      12-16-2013, 09:22 PM   #10
bake
Lieutenant
 
bake's Avatar
 
Drives: 2011 535i M-Sport
Join Date: Apr 2010
Location: Long Island, New York

Posts: 566
iTrader: (2)

Glad your wife is OK!
__________________
Bake
2011 AW on Black 535i M-Sport
Style 303's | ACS Springs | M Perf Diffuser | 3.5" Quad Tips
Gloss Black Roof | 3D Roof Spoiler | Black Grille | M5 Lip Spoiler | BMS Intake
bake is offline   United_States
0
Reply With Quote
      12-16-2013, 10:19 PM   #11
tomegun
Second Lieutenant
 
tomegun's Avatar
 
Drives: 128i, X3
Join Date: Jun 2007
Location: here

Posts: 226
iTrader: (0)

Garage List
2014 BMW 528i  [0.00]
How does diminished value work on a lease?
tomegun is offline  
0
Reply With Quote
      12-16-2013, 11:18 PM   #12
MELLOWYELLOW06
Captain
 
MELLOWYELLOW06's Avatar
 
Drives: 2013 535 MSport & 2012 650i
Join Date: Nov 2012
Location: Los Angeles

Posts: 770
iTrader: (0)

Main thing is the car did its job and protected your wife
MELLOWYELLOW06 is offline  
0
Reply With Quote
      12-17-2013, 08:14 AM   #13
kube
Private
 
Drives: 2014 535d xDrive MSport
Join Date: Jul 2010
Location: East Fishkill, NY

Posts: 85
iTrader: (0)

Quote:
Originally Posted by Grover432 View Post
They'll be fixing it.
Yep -- unless the frame is bent, they'll replace pretty much everything, and it's still cheaper somehow.
__________________
Current: 2014 BMW 535d xDrive MSport | Dark Graphite | Black l Dark Wood | Loaded
Current: 2012 VW Jetta SE | 2011 Toyota AWD Limited | 2007 VW Jetta 2.5
Retired: 2011 BMW 535i xDrive MSport | 2008 BMW 535ix | 2005 BMW X5 4.4i | 2002 BMW X5 4.4i | 1986 BMW 325e (275k miles) | 1983 BMW 320i
kube is offline  
0
Reply With Quote
      12-17-2013, 02:12 PM   #14
tomegun
Second Lieutenant
 
tomegun's Avatar
 
Drives: 128i, X3
Join Date: Jun 2007
Location: here

Posts: 226
iTrader: (0)

Garage List
2014 BMW 528i  [0.00]
Estimate: $23,272
tomegun is offline  
0
Reply With Quote
      12-17-2013, 02:23 PM   #15
Grover432
Lieutenant
 
Drives: 2013 535 XDrive
Join Date: Nov 2008
Location: Canada

Posts: 458
iTrader: (0)

Quote:
Originally Posted by tomegun View Post
Estimate: $23,272
That was fast. So this is the beauty of a lease - you don't have a diminished value issue. Just turn the car in at the end of the lease.Glad your wife is OK.
__________________
2013 535 X Drive, Alpine White/M Sport/Executive/Apps/Black Dakota/Fineline Anthracite - Delivered November 16, 2013
Grover432 is offline  
0
Reply With Quote
      12-27-2013, 04:38 PM   #16
tomegun
Second Lieutenant
 
tomegun's Avatar
 
Drives: 128i, X3
Join Date: Jun 2007
Location: here

Posts: 226
iTrader: (0)

Garage List
2014 BMW 528i  [0.00]
The damage is up to $35,000 now and the USAA adjuster told me that the percentage of damage to total the car is 65% of the car value. I'm don't really know how to calculate the value of a 2014 with approximately 400 miles on it.

This may be one of those cases of how much a car depreciates when it is driven off the lot. Anyone know how to calculate value for a car so new or how an insurance company would do it?
tomegun is offline  
0
Reply With Quote
      12-27-2013, 05:15 PM   #17
GM550
Registered
 
Drives: 550
Join Date: Dec 2013
Location: Boston

Posts: 2
iTrader: (0)

I hope they total it. Glad your wife is okay
GM550 is offline  
0
Reply With Quote
      12-27-2013, 06:17 PM   #18
Grover432
Lieutenant
 
Drives: 2013 535 XDrive
Join Date: Nov 2008
Location: Canada

Posts: 458
iTrader: (0)

Quote:
Originally Posted by tomegun View Post
The damage is up to $35,000 now and the USAA adjuster told me that the percentage of damage to total the car is 65% of the car value. I'm don't really know how to calculate the value of a 2014 with approximately 400 miles on it.

This may be one of those cases of how much a car depreciates when it is driven off the lot. Anyone know how to calculate value for a car so new or how an insurance company would do it?
How much did you pay for the car? You may have GAP insurance with BMW or your own carrier. Assuming you didn't put allot down, you should be able to just pick up a new one with the insurance money.
__________________
2013 535 X Drive, Alpine White/M Sport/Executive/Apps/Black Dakota/Fineline Anthracite - Delivered November 16, 2013
Grover432 is offline  
0
Reply With Quote
      12-27-2013, 06:52 PM   #19
tomegun
Second Lieutenant
 
tomegun's Avatar
 
Drives: 128i, X3
Join Date: Jun 2007
Location: here

Posts: 226
iTrader: (0)

Garage List
2014 BMW 528i  [0.00]
Quote:
Originally Posted by Grover432 View Post
How much did you pay for the car? You may have GAP insurance with BMW or your own carrier. Assuming you didn't put allot down, you should be able to just pick up a new one with the insurance money.
Approximately $61k. I didn't put anything down - chose to do multiple security deposits instead.
tomegun is offline  
0
Reply With Quote
      12-27-2013, 07:59 PM   #20
Nickoftime
New Member
 
Drives: 2014 M
Join Date: Dec 2013
Location: Woodbridge

Posts: 27
iTrader: (0)

Really glad everyone walked away

I hope a law suit is in order - so you will be paid for your inconvenience
Nickoftime is offline  
0
Reply With Quote
      12-27-2013, 08:28 PM   #21
Grover432
Lieutenant
 
Drives: 2013 535 XDrive
Join Date: Nov 2008
Location: Canada

Posts: 458
iTrader: (0)

Quote:
Originally Posted by tomegun View Post
Approximately $61k. I didn't put anything down - chose to do multiple security deposits instead.
If $35,000 is 65% of its value, that means the adjuster thinks the car is worth around $54,000 which means you are underwater by around $7,000 if the car turns out to be a write off. in Canada, we get gap insurance included by BMW in our leases. Hopefully, your car isn't a write off.
__________________
2013 535 X Drive, Alpine White/M Sport/Executive/Apps/Black Dakota/Fineline Anthracite - Delivered November 16, 2013
Grover432 is offline  
0
Reply With Quote
      12-27-2013, 10:51 PM   #22
BMWrules7
Major
 
Drives: 2011 750Li, Alpine White
Join Date: Mar 2011
Location: Boston Area

Posts: 1,014
iTrader: (0)

Quote:
Originally Posted by tomegun
Quote:
Originally Posted by Grover432 View Post
How much did you pay for the car? You may have GAP insurance with BMW or your own carrier. Assuming you didn't put allot down, you should be able to just pick up a new one with the insurance money.
Approximately $61k. I didn't put anything down - chose to do multiple security deposits instead.
If they total it, do you lose your multiple security deposits?
BMWrules7 is offline  
0
Reply With Quote
Post Reply

Bookmarks

Thread Tools Search this Thread
Search this Thread:

Advanced Search

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Forum Jump


All times are GMT -5. The time now is 12:48 PM.




5post
Powered by vBulletin® Version 3.7.0
Copyright ©2000 - 2014, Jelsoft Enterprises Ltd.
1Addicts.com, BIMMERPOST.com, E90Post.com, F30Post.com, M3Post.com, ZPost.com, 5Post.com, 6Post.com, 7Post.com, XBimmers.com logo and trademark are properties of BIMMERPOST