There is loads of threads on here with the info you want, but I have had 530 and 520 both are great the 530 packs a decent punch but the 520 is really quite fast enough and is far more economical to run and insure.
Spec is entirely up to you... personally I would only buy a Msport trim Bmw, it gives you leather, tinted glass and the sporty look I prefer... Hk stereo is a must and pro nav really, as are heated seats. Oh and folding mirrors!!
Be mindful somethings you can just not add at a later stage as well whilst wheels and body parts can be upgraded.
A great car which ever you choose
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