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Thanks all. This is the answer from Honestjohn
My question:
s the dealer or the motor company (e.g. BMW conglomerate) that is the owner of retuned formerly PCP(ied) vehicles whilst they are waiting to be sold to a second owner?
HonestJohn Answer:
The finance house that financed it owns it. That's where it gets complicated because the finance house if often wholly owned by the manufacturer.
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