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09-04-2010, 02:24 AM | #1 |
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Insurance in Hong Kong
Getting my 550i soon. Any good insurance deals? The one from BMW HK is not too bad........
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09-04-2010, 02:58 AM | #2 |
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the one i got was about 8k hkd.
the bmw one offered 12k at first. i was not bothered. then they lowered their offer to 8k as well. but i went with my original one. |
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09-04-2010, 03:08 AM | #3 | |
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The thing that i liked about BMW one is that there are no surchange on adding named drivers and the NCD protector is up to HKD100K, and the deductibles are really low. But premium is a bit higher...... PS. Insured value is approx. HKD1.1m
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09-04-2010, 04:04 AM | #5 | |
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Quote:
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09-04-2010, 04:24 AM | #6 |
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i may go with BMW as well. Don't particularly trust the underwriters from the online ins brokers. I liked my existing insurer (fast claim, very little fuss when it really counted) so will see if they can match......
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E93 M3 Cabriolet Satin Pearl White/CR - 2012/03/12 Bilstein PSS10/ Michelin PSS 245/35R19-265/35R19 Brembo GT 2011 F10 550i M Sport - Retired |
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09-04-2010, 10:17 AM | #7 |
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guys, you may try insurance from autotxll (the tunnel auto pay company). they offer very competitive deal. I used them for my existing car. very cheap and good service
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09-04-2010, 10:31 AM | #8 |
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A bit hesitant to try Autotoll ins. broker. Who is their ultimate underwriter?
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E93 M3 Cabriolet Satin Pearl White/CR - 2012/03/12 Bilstein PSS10/ Michelin PSS 245/35R19-265/35R19 Brembo GT 2011 F10 550i M Sport - Retired |
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09-04-2010, 11:07 AM | #9 |
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09-04-2010, 11:12 AM | #10 |
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Just sent them an email asking for a quote. Thanks for the suggestion. My existing insurer is Liberty as well....
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E93 M3 Cabriolet Satin Pearl White/CR - 2012/03/12 Bilstein PSS10/ Michelin PSS 245/35R19-265/35R19 Brembo GT 2011 F10 550i M Sport - Retired |
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11-11-2010, 03:48 AM | #11 |
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guys, any comment on the following quote?
underwriter: Liberty Int'l insured value: 623k 60%NCD Indicative premium: 5.9k I remember I was quoted over 10k at BMW dealer (the agent said BMW has the best insurance deal) and this is much cheaper. Do all you guys use BMW insurance? |
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11-12-2010, 01:47 AM | #13 |
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grimmy, how much are you paying for insurance for your 528?
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11-12-2010, 02:17 AM | #14 | |
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Having said that, kinda difficult to compare no knowing Liberty's deductibles. I remember that Liberty has pretty high deductibles and the BMW (Allianz) has very low deductibles, plus a higher NCD protector......
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E93 M3 Cabriolet Satin Pearl White/CR - 2012/03/12 Bilstein PSS10/ Michelin PSS 245/35R19-265/35R19 Brembo GT 2011 F10 550i M Sport - Retired |
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11-15-2010, 12:05 AM | #15 |
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Thanks, mlai. Liberty's details are as follows:
General-Own Damage HKD 3,000 Young Driver HKD 3,000 Inexperience Driver HKD 3,000 Unnamed Driver HKD 3,000 Theft HKD 5,000 Third Party Property Damage HKD 0 No claim Discounts Protection- HK$60,000 or 15% of sum insured whichever is the less Do you think this is fair? |
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11-15-2010, 01:01 AM | #16 | |
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Quote:
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F06 650i Gran Coupe Ruby Black/Dakota Cinamon- 2012-10-12 Adaptive Drive/IAS/Surround View/Adaptive LED/Comfort Seats/BMW 356 Liquid Black/Michelin PSS 245/35R20-285/30R20
E93 M3 Cabriolet Satin Pearl White/CR - 2012/03/12 Bilstein PSS10/ Michelin PSS 245/35R19-265/35R19 Brembo GT 2011 F10 550i M Sport - Retired |
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11-15-2010, 05:04 AM | #17 |
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there's an added advantage on bmw.
if you get a chip on the windscreen, u pay a small amt and they replace it with a brand new one. and the claims part is very efficient, at least from my prior exp. |
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11-15-2010, 09:39 AM | #18 |
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That's good. I will hammer BMW with Liberty's quote then. Thank you for your advice, ksquare and mlai
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11-15-2010, 10:29 AM | #19 |
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i am paying 97** .. not cheap on 598k, i don't know the prices /but family member decide.. sounds like u guys got some better deals.. deductables+other details have to be considered in package it sounds like from what u guys r saying..
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11-15-2010, 10:32 AM | #20 |
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11-15-2010, 07:38 PM | #22 |
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that's quite ripping, those dealer guys really need to be hammered.
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